­Multi-Factor Authentication: When Usernames and Passwords Just Aren’t Enough

Using a username and password combination is a common, modern everyday activity. We use it to log into a desktop or laptop at work, we log into various application systems to perform business tasks or we log into Software-as-a-Service (SaaS) applications remotely. For personal endeavors we use username/password combinations for Facebook, Flickr or other social media websites. The username and password authentication is generally “good enough” for these scenarios.

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